Dr. Dyah Respati Suryo Sumunar, M.Si.

Status : Dosen

Identitas
NIP : 196502252000032001
Jenis Kelamin : Perempuan
Agama : Islam
Keahlian :

Brexit: How is it affecting the economy?

The slow, steady march to leaving the European Union continues, with the official leaving date now set in stone as the 29th of March 2019. Even in the campaigns before the eventual vote to leave in 2016, there was much speculation on what the effects of Brexit would be, with doom and gloom predicted on one side and a bright rosy future on the other.

The currency markets reacted almost instantaneously to the announcement of the results, with the pound plunging 20% and then gradually dropping so that a dollar eventually became worth 84p – it had previously been worth around 63p. Since then, sterling has slowly recovered, although the dollar is still worth 73p. This still makes imports more expensive, and it reflects a lack of confidence in the overall UK market by currency holders. Essentially, the stronger the pound, the more it should be worth against other currencies.

These currency fluctuations reflect a myriad of uncertainties, with Brexit only being one of them. The number of people currently in part-time employment is around 26% of total employment, for example, whereas in 2007, it was just under 23%. Although it had been going down since a 25% peak in 2012, it has suddenly shot up again. This may reflect the uncertainty that businesses face, but it also likely reflects other factors such as an older workforce transitioning to part-time work rather than being told to retire and a change in working patterns.

What About House Prices?

House prices in the wake of Brexit took a surprising leap, with early expectations of a 1.2% rise through 2017 being substantially exceeded. In fact, it turns out that house prices would ignore what anyone had predicted and grow by just over 5%.

For 2018, the estate agent Yopa has aggregated a group of expert house price predictions, and has determined that most experts expect a house price rise of 1.3% this year. If true, this would reflect only modest growth.

Currently, house prices have increased 0.6% since December 2017, which would result in a 2.4% rise overall, assuming that they increase at a recently consistent rate. However, house prices have a notorious reputation for being seasonal, so you generally expect increasing house prices in the summer months and decreasing house prices in the winter months, borrowing a few notable exceptions.

However, the market has changed significantly since 2017. The increasing pressure on buy-to-let properties (thanks to section 24) may decrease their appeal, releasing a large number of houses onto the market. Section 24 essentially removes the ability of landlords to treat mortgage insurance as an expense. As a result, they may be taxed up to 50% on mortgage income, which could also result in basic rate taxpayers being moved into a higher bracket.

Interest can sometimes be as much as 95%, and buy-to-let mortgages traditionally have higher rates of interest than standard mortgages.

House price growth has also continued to outstrip wage growth, just as it has in the past 10 years. There's only so much that the market can bear, and with people being less able to afford housing, there has to be an upper limit. In London, it seems likely that house prices may eventually fall, although this was also predicted last year. A significant enough drop here could cancel out house price increases in less pricey areas, such as the North.

To most casual observers, Brexit hasn’t really had much of an impact on the economy, and looking at house price data for 2017, not much has changed there either. With that in mind, it’s likely that 2018 will carry on much in the same way that 2017 did, with decent house price growth and slow but steady GDP growth.

It’s 2019 that we really need all need to keep an eye on…

 


Riwayat Pendidikan :

Unit Kerja
Fakultas Ilmu Sosial
Jurusan :
Pendidikan Geografi
Golongan :
III/c
Jabatan :
Lektor
Contact
email : respatisuryo@yahoo.com; dyah_respati@uny.ac.id
Blog :
Facebook : Dyah Respati
Bidang Pendidikan

.Mata Kuliah yang diampu

1. Kosmografi Semester gasal
2. Metodologi Penelitian Pendidikan Semester gasal
3. Sistem Informasi Geografis Semester genap
4. Praktikum Sistem Informasi Geografis Semester genap
5. Statistik dan Informatika Semester genap
6. PKL Geografi Terpadu Semester genap

 

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Silabus+Kosmografi
Silabus+Stat&Informtka3sks
Silabus+SIG-2sks+teori
Silabus+SIG-1sks+Praktikum
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modul+praktikum+SIG+(132)_0
JAGAD+RAYA_0
BULAN+=+MOON
bola-langit-2
MEMBUAT+SIG+(manual)
satuan+waktu-astro
MASYARAKAT+BADUY+-+Handout-PKL+Geo+Terpadu
Bidang Penelitian

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Tahun Judul Penelitian Pemberi Dana
2002 Implementasi Team Teaching dalam Pembelajaran Pendidikan Kependudukan dan Lingkungan (Anggota Peneliti) DIK Fakultas
2002 Kajian Kualitas Lingkungan Permukiman di Yogyakarta Bagian Selatan dengan Foto Udara Pankromatik Hitam Putih dan Sistem Informasi Geografis (Peneliti Utama) DIK Fakultas
2002 Penyebab Rendahnya Mutu dan Tingginya Angka Putus Sekolah Tingkat Pendidikan Dasar di Kabupaten Paser Kalimantan Timur (Anggota Peneliti) Pemda Kab.Paser Kaltim
2003 Profil Kesejahteraan dan Perlindungan Anak di DIY (Anggota Peneliti) Kantor KPP dan PSW UNY
2004 Studi Komparasi Hasil Inovasi Pembelajaran SMP di DIY Tahun 2003-2004 (Anggota Peneliti) Dinas Pendidikan Prov.DIY
2005 Evaluasi pemanfaatan Ruang terhadap RUTR Kota mendasarkan pada Foto Udara Pankromatik Hitam Putih (Kasus Kawasan Malioboro-Kraton Yogyakarta) (Peneliti Utama) DIPA Fakultas Ilmu Sosial UNY
2005 Profil Satistik dan Indikator Gender Provinsi DIY tahun 2004 (Peneliti Utama) Kantor Pemberdayaan Perempuan Prov.DIY
2006 Statistik Gender dan Analisis Tingkat Provinsi DIY tahun 2006 (Peneliti Utama) Kantor Pemberdayaan Perempuan Prov.DIY
2007 Profil Gender dan Analisis: Provinsi DIY (Ketua Peneliti)) DIPA Fakultas Ilmu Sosial UNY
2007 Statistik Gender dan Analisis Tingkat Kabupaten Gunungkidul (Peneliti Utama) Dinas Sobermas Kab.Gunungkidul
2007 Penginderaan Jauh dan SIG untuk Menentukan Tingkat Kerentanan Wilayah terhadap Perkembangan Nyamuk Aedes Aegypti dan Aedes Albopictus serta Prioritas Penanganannya di Kota Yogyakarta (Peneliti Utama) DIPA Ditjen DIkti (Penelitian Dosen Muda)
2008 Penginderaan jauh dan Sistem Informasi Geografis untuk Perkiraan Kejadian Luar Biasa Penyakit Demam Berdarah Dengue di Kota Yogyakarta (Peneliti Utama) DIPA Ditjen Dikti (Penelitian Dosen Muda)
2008 Model Pemberdayaan Perempuan Miskin Berbasis Pemanfaatan Sumberdaya Perdesaan sebagai Upaya Pengentasan Kemiskinan di Perdesaan (Studi di Lereng Merapi DIY) (Anggota Peneliti) DIPA Ditjen Dikti (Penelitian Hibah Bersaing)
2008 Evaluasi Proses Pembelajaran Geografi di SMA Negeri Kabupaten Kulonprogo Provinsi DIY (Anggota Peneliti) DIPA Ditjen Dikti (Penelitian Dosen Muda)
2009 Bimbingan Pribadi Sosial: meningkatkan Kesiapan Psikologis Siswa menghadapi Bencana Alam (anggota Peneliti) DIPA DItjen Dikti (Penelitian Hibah Bersaing)
2009 Kreativitas Pengembangan Manajemen Pembelajaran Mitigasi Bencana di Jateng dan DIY (Anggota Peneliti) DIPA Dikten Dikti (Penelitian Strategi Nasional)
2009 Aplikasi Interpretasi Citra Landsat untuk Mendeteksi Karakteristik Material Fluviomarine di Kecamatan Kretek dan sanden Kabupaten Bantul (Anggota Peneliti) DIPA Fakultas Ilmu Sosial dan Ekonomi UNY
2010 Sosialisasi Pendidikan Mitigasi Bencana pada Sekolah Dasar dan Menengah di Kabupaten Bantul Yogyakarta (Anggota Peneliti) DIPA Lembaga Penelitian UNY
2011 Kajian Kelas Air Sungai Opak Pasca Erupsi Merapi Tahun 2010 (Anggota Peneliti) DIPA lembaga Penelitian UNY
2011

Comparative Study: School Role in Disaster Mitigation in Junior High School in Indonesia and Philippines (Anggota Peneliti)

DIPA Lembaga Penelitian UNY

 

 

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Ringkasan+LAPORAN+PENELITIAN-Kualitas+permukiman
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Bidang Pengabdian

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Tahun Judul Pengabdian Sumber Dana
2008 Pengelolaan dan pengolahan sampah rumah tangga dengan metode Takakura Mandiri
2008 Pengeloaan dan pengolahan sampah pada sekolah menuju Yogyakarta Green City DIPA Fakultas FISE
2008 Peningkatan Kesiapan Psikologis Siswa Menghadapi Bencana Alam (Peserta: Guru BK se DIY) DIPA Ditjen Dikti
2009 Peningkatan Motivasi Berprestasi dan Outbond untuk Siswa SLTP DIPA UNY
2009 TOT Mitigasi Bencana Gunung Meletus dan Outbond bagi guru SLTP/SLTA Kab. Sleman DIPA UNY
2009 TOT Mitigasi Bencana Gempa Bumi bagi guru SLTP/SLTA se Kab. Bantul DIPA UNY
2009 TOT Mitigasi Bencana Banjir bagi siswa dan guru di Kota Surakarta DIPA UNY
2009 Pembelajaran Sistem Informasi Geografis di SMA (MGMP Geografi se Kab. Bantul) DIPA Fakultas FISE
2009 Pembelajaran Sistem Informasi Geografis di MA (MGMP Geografi MA se DIY) Mandiri
2010 PPendidikan Mitigasi Bencana pada Sekolah Dasar dan Sekolah Menengah di DIY DIPA UNY
2010 Pelatihan Penelitian Tindakan Kelas bagi Guru SMA Muhammadiyah Kolombo Mandiri
2010 Penyuluhan tentang Pendidikan Seksual dan Reproduksi Sehat pada siswa SMPN Mlati Mandiri
2011 Pelatihan Penelitian Tindakan Kelas bagi Guru SMAN 1 Muntilan Mandiri

 

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